Call reports 2023
PEOPLES COMMUNITY BANK, THE — 2023
What PEOPLES COMMUNITY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 358,500,000 | 359,698,000 | 358,590,000 | 366,140,000 |
| Total loans | 192,492,000 | 205,787,000 | 214,432,000 | 223,315,000 |
| Allowance for loan losses | 3,367,000 | 3,364,000 | 3,364,000 | 3,363,000 |
| Securities available for sale | 94,101,000 | 90,376,000 | 82,005,000 | 82,623,000 |
| Securities held to maturity | 33,147,000 | 32,715,000 | 31,971,000 | 31,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,980,000 | 315,501,000 | 316,935,000 | 321,521,000 |
| Interest-bearing deposits | 245,196,000 | 233,952,000 | 235,744,000 | 239,368,000 |
| Noninterest-bearing deposits | 74,785,000 | 81,549,000 | 81,191,000 | 82,153,000 |
| Equity capital | 37,744,000 | 38,351,000 | 38,216,000 | 38,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,166,000 | 6,554,000 | 10,235,000 | 14,136,000 |
| Interest expense | 712,000 | 1,475,000 | 2,417,000 | 3,616,000 |
| Net interest income | 2,454,000 | 5,079,000 | 7,818,000 | 10,520,000 |
| Noninterest income | 776,000 | 1,502,000 | 2,270,000 | 3,086,000 |
| Noninterest expense | 2,120,000 | 4,239,000 | 6,392,000 | 8,730,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,110,000 | 2,342,000 | 3,727,000 | 5,072,000 |
| Income tax | 265,000 | 565,000 | 700,000 | 1,817,000 |
| Net income | 845,000 | 1,777,000 | 3,027,000 | 3,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,620,000 | 45,552,000 | 46,786,000 | 45,089,000 |