Call reports 2022
PEOPLES COMMUNITY BANK, THE — 2022
What PEOPLES COMMUNITY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 360,258,000 | 356,028,000 | 368,856,000 | 373,102,000 |
| Total loans | 178,297,000 | 182,593,000 | 186,984,000 | 184,511,000 |
| Allowance for loan losses | 4,101,000 | 4,088,000 | 4,078,000 | 3,577,000 |
| Securities available for sale | 105,355,000 | 102,794,000 | 97,570,000 | 96,840,000 |
| Securities held to maturity | 35,472,000 | 34,697,000 | 33,993,000 | 33,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,691,000 | 319,375,000 | 332,204,000 | 335,531,000 |
| Interest-bearing deposits | 205,135,000 | 211,782,000 | 209,229,000 | 217,652,000 |
| Noninterest-bearing deposits | 110,556,000 | 107,593,000 | 122,975,000 | 117,879,000 |
| Equity capital | 38,445,000 | 36,257,000 | 36,078,000 | 36,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,409,000 | 4,839,000 | 7,585,000 | 10,623,000 |
| Interest expense | 122,000 | 255,000 | 500,000 | 918,000 |
| Net interest income | 2,287,000 | 4,584,000 | 7,085,000 | 9,705,000 |
| Noninterest income | 820,000 | 1,789,000 | 2,615,000 | 3,525,000 |
| Noninterest expense | 2,056,000 | 4,058,000 | 6,182,000 | 8,398,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 1,051,000 | 2,315,000 | 3,518,000 | 5,332,000 |
| Income tax | 254,000 | 444,000 | 769,000 | 1,134,000 |
| Net income | 797,000 | 1,871,000 | 2,749,000 | 4,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,994,000 | 43,068,000 | 43,947,000 | 43,775,000 |