Call reports 2021
PEOPLES COMMUNITY BANK, THE — 2021
What PEOPLES COMMUNITY BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 356,247,000 | 345,924,000 | 359,435,000 | 381,634,000 |
| Total loans | 197,625,000 | 187,469,000 | 192,941,000 | 183,788,000 |
| Allowance for loan losses | 4,108,000 | 4,108,000 | 4,108,000 | 4,104,000 |
| Securities available for sale | 57,967,000 | 74,124,000 | 73,993,000 | 79,235,000 |
| Securities held to maturity | 47,335,000 | 43,998,000 | 42,390,000 | 37,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,912,000 | 294,598,000 | 307,347,000 | 330,057,000 |
| Interest-bearing deposits | 177,865,000 | 182,246,000 | 186,315,000 | 208,756,000 |
| Noninterest-bearing deposits | 121,048,000 | 112,351,000 | 121,032,000 | 121,301,000 |
| Equity capital | 41,734,000 | 42,976,000 | 43,850,000 | 42,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,900,000 | 5,509,000 | 7,872,000 | 10,250,000 |
| Interest expense | 178,000 | 329,000 | 415,000 | 539,000 |
| Net interest income | 2,722,000 | 5,180,000 | 7,457,000 | 9,711,000 |
| Noninterest income | 1,198,000 | 2,278,000 | 3,133,000 | 4,789,000 |
| Noninterest expense | 1,941,000 | 4,013,000 | 6,040,000 | 8,715,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,979,000 | 3,445,000 | 4,550,000 | 5,785,000 |
| Income tax | 645,000 | 1,035,000 | 1,275,000 | 1,620,000 |
| Net income | 1,334,000 | 2,410,000 | 3,275,000 | 4,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,858,000 | 40,934,000 | 41,799,000 | 41,197,000 |