Call reports 2020
PEOPLES COMMUNITY BANK, THE — 2020
What PEOPLES COMMUNITY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 310,923,000 | 325,428,000 | 333,136,000 | 343,842,000 |
| Total loans | 190,393,000 | 209,152,000 | 209,725,000 | 197,399,000 |
| Allowance for loan losses | 3,913,000 | 4,330,000 | 4,331,000 | 4,108,000 |
| Securities available for sale | 0 | 0 | 0 | 42,788,000 |
| Securities held to maturity | 62,502,000 | 39,431,000 | 63,762,000 | 55,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,104,000 | 240,409,000 | 251,279,000 | 261,825,000 |
| Interest-bearing deposits | 135,767,000 | 177,439,000 | 184,828,000 | 156,815,000 |
| Noninterest-bearing deposits | 55,337,000 | 62,970,000 | 66,450,000 | 105,010,000 |
| Equity capital | 39,494,000 | 40,760,000 | 41,922,000 | 41,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,850,000 | 6,045,000 | 8,634,000 | 11,062,000 |
| Interest expense | 557,000 | 928,000 | 1,176,000 | 1,405,000 |
| Net interest income | 2,293,000 | 5,117,000 | 7,458,000 | 9,657,000 |
| Noninterest income | 722,000 | 2,067,000 | 3,237,000 | 4,455,000 |
| Noninterest expense | 1,871,000 | 3,933,000 | 5,891,000 | 8,269,000 |
| Provision for loan losses | 0 | 400,000 | 400,000 | 400,000 |
| Pretax income | 1,144,000 | 2,851,000 | 4,404,000 | 5,435,000 |
| Income tax | 311,000 | 752,000 | 1,142,000 | 1,432,000 |
| Net income | 833,000 | 2,099,000 | 3,262,000 | 4,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,788,000 | 38,083,000 | 39,245,000 | 38,502,000 |