Call reports 2019
PEOPLES COMMUNITY BANK, THE — 2019
What PEOPLES COMMUNITY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 292,517,000 | 285,874,000 | 295,475,000 | 300,778,000 |
| Total loans | 190,500,000 | 190,509,000 | 187,554,000 | 186,827,000 |
| Allowance for loan losses | 3,815,000 | 3,883,000 | 3,895,000 | 3,852,000 |
| Securities available for sale | 1,991,000 | 998,000 | 0 | 0 |
| Securities held to maturity | 59,803,000 | 55,684,000 | 64,152,000 | 66,043,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,784,000 | 180,019,000 | 181,830,000 | 182,435,000 |
| Interest-bearing deposits | 135,550,000 | 133,239,000 | 132,965,000 | 134,364,000 |
| Noninterest-bearing deposits | 47,235,000 | 46,780,000 | 48,865,000 | 48,071,000 |
| Equity capital | 37,509,000 | 38,357,000 | 39,110,000 | 38,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,019,000 | 6,154,000 | 9,169,000 | 12,194,000 |
| Interest expense | 667,000 | 1,338,000 | 1,984,000 | 2,581,000 |
| Net interest income | 2,352,000 | 4,816,000 | 7,185,000 | 9,613,000 |
| Noninterest income | 557,000 | 1,219,000 | 1,981,000 | 2,705,000 |
| Noninterest expense | 1,950,000 | 3,900,000 | 5,905,000 | 8,145,000 |
| Provision for loan losses | 0 | 0 | 0 | -250,000 |
| Pretax income | 959,000 | 2,135,000 | 3,261,000 | 4,423,000 |
| Income tax | 260,000 | 595,000 | 970,000 | 1,204,000 |
| Net income | 699,000 | 1,540,000 | 2,291,000 | 3,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,665,000 | 35,545,000 | 36,336,000 | 35,927,000 |
| Total capital | 37,265,000 | 38,139,000 | 38,910,000 | 38,476,000 |
| Risk-weighted assets | 206,748,000 | 206,210,000 | 204,595,000 | 202,584,000 |