Call reports 2018
PEOPLES COMMUNITY BANK, THE — 2018
What PEOPLES COMMUNITY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 269,453,000 | 270,521,000 | 273,605,000 | 281,372,000 |
| Total loans | 194,696,000 | 194,315,000 | 190,831,000 | 189,948,000 |
| Allowance for loan losses | 3,734,000 | 3,673,000 | 3,505,000 | 3,814,000 |
| Securities available for sale | 3,958,000 | 3,962,000 | 3,970,000 | 1,983,000 |
| Securities held to maturity | 51,489,000 | 55,352,000 | 60,012,000 | 58,907,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,624,000 | 176,853,000 | 173,591,000 | 178,773,000 |
| Interest-bearing deposits | 134,341,000 | 133,181,000 | 129,908,000 | 134,484,000 |
| Noninterest-bearing deposits | 41,283,000 | 43,672,000 | 43,683,000 | 44,289,000 |
| Equity capital | 36,682,000 | 37,341,000 | 38,172,000 | 36,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,779,000 | 5,498,000 | 8,344,000 | 11,265,000 |
| Interest expense | 330,000 | 718,000 | 1,197,000 | 1,730,000 |
| Net interest income | 2,449,000 | 4,780,000 | 7,147,000 | 9,535,000 |
| Noninterest income | 577,000 | 1,173,000 | 1,825,000 | 2,436,000 |
| Noninterest expense | 1,962,000 | 3,975,000 | 5,930,000 | 7,981,000 |
| Provision for loan losses | 0 | 0 | 0 | 950,000 |
| Pretax income | 1,064,000 | 1,978,000 | 3,042,000 | 3,040,000 |
| Income tax | 303,000 | 562,000 | 804,000 | 894,000 |
| Net income | 761,000 | 1,416,000 | 2,238,000 | 2,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,713,000 | 34,407,000 | 35,269,000 | 33,926,000 |
| Total capital | 36,346,000 | 37,068,000 | 37,882,000 | 36,540,000 |
| Risk-weighted assets | 209,503,000 | 211,833,000 | 208,127,000 | 207,931,000 |