Call reports 2017
PEOPLES COMMUNITY BANK, THE — 2017
What PEOPLES COMMUNITY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 276,459,000 | 270,458,000 | 264,001,000 | 270,234,000 |
| Total loans | 189,274,000 | 197,143,000 | 198,341,000 | 198,845,000 |
| Allowance for loan losses | 3,911,000 | 3,747,000 | 3,732,000 | 3,726,000 |
| Securities available for sale | 4,972,000 | 4,974,000 | 4,975,000 | 3,961,000 |
| Securities held to maturity | 52,082,000 | 45,812,000 | 45,403,000 | 47,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,855,000 | 184,401,000 | 177,652,000 | 178,560,000 |
| Interest-bearing deposits | 146,697,000 | 144,806,000 | 138,068,000 | 135,989,000 |
| Noninterest-bearing deposits | 39,158,000 | 39,595,000 | 39,584,000 | 42,571,000 |
| Equity capital | 35,632,000 | 36,366,000 | 37,065,000 | 35,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,564,000 | 5,203,000 | 7,823,000 | 10,491,000 |
| Interest expense | 191,000 | 386,000 | 607,000 | 867,000 |
| Net interest income | 2,373,000 | 4,817,000 | 7,216,000 | 9,624,000 |
| Noninterest income | 557,000 | 1,209,000 | 1,862,000 | 2,506,000 |
| Noninterest expense | 1,881,000 | 3,799,000 | 5,704,000 | 7,721,000 |
| Provision for loan losses | 0 | 0 | 0 | 450,000 |
| Pretax income | 1,049,000 | 2,227,000 | 3,374,000 | 3,959,000 |
| Income tax | 393,000 | 839,000 | 1,289,000 | 1,795,000 |
| Net income | 656,000 | 1,388,000 | 2,085,000 | 2,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,589,000 | 33,353,000 | 34,082,000 | 32,988,000 |
| Total capital | 35,107,000 | 36,018,000 | 36,757,000 | 35,680,000 |
| Risk-weighted assets | 200,035,000 | 212,189,000 | 212,958,000 | 214,349,000 |