Call reports 2016
PEOPLES COMMUNITY BANK, THE — 2016
What PEOPLES COMMUNITY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 278,039,000 | 262,320,000 | 270,007,000 | 278,823,000 |
| Total loans | 184,059,000 | 192,139,000 | 192,101,000 | 190,030,000 |
| Allowance for loan losses | 3,931,000 | 3,932,000 | 3,924,000 | 3,914,000 |
| Securities available for sale | 5,008,000 | 4,009,000 | 5,001,000 | 4,966,000 |
| Securities held to maturity | 55,396,000 | 49,330,000 | 43,866,000 | 48,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,805,000 | 189,722,000 | 188,583,000 | 188,058,000 |
| Interest-bearing deposits | 151,235,000 | 152,731,000 | 150,204,000 | 146,970,000 |
| Noninterest-bearing deposits | 45,571,000 | 36,991,000 | 38,379,000 | 41,088,000 |
| Equity capital | 34,031,000 | 34,710,000 | 35,449,000 | 34,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,455,000 | 4,952,000 | 7,539,000 | 10,035,000 |
| Interest expense | 168,000 | 337,000 | 506,000 | 674,000 |
| Net interest income | 2,287,000 | 4,615,000 | 7,033,000 | 9,361,000 |
| Noninterest income | 575,000 | 1,168,000 | 1,874,000 | 2,763,000 |
| Noninterest expense | 1,950,000 | 3,829,000 | 5,771,000 | 7,676,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 910,000 | 1,952,000 | 3,134,000 | 4,446,000 |
| Income tax | 330,000 | 695,000 | 1,130,000 | 1,738,000 |
| Net income | 580,000 | 1,257,000 | 2,004,000 | 2,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,956,000 | 31,657,000 | 32,429,000 | 32,008,000 |
| Total capital | 33,432,000 | 34,209,000 | 34,961,000 | 34,544,000 |
| Risk-weighted assets | 196,610,000 | 202,835,000 | 201,132,000 | 201,490,000 |