Call reports 2015
PEOPLES COMMUNITY BANK, THE — 2015
What PEOPLES COMMUNITY BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 269,318,000 | 262,807,000 | 256,149,000 | 264,029,000 |
| Total loans | 187,361,000 | 192,386,000 | 193,852,000 | 186,902,000 |
| Allowance for loan losses | 4,010,000 | 4,011,000 | 3,943,000 | 3,941,000 |
| Securities available for sale | 0 | 997,000 | 5,006,000 | 7,984,000 |
| Securities held to maturity | 53,453,000 | 44,348,000 | 36,394,000 | 42,694,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,715,000 | 180,392,000 | 177,152,000 | 184,588,000 |
| Interest-bearing deposits | 140,586,000 | 139,756,000 | 137,391,000 | 138,041,000 |
| Noninterest-bearing deposits | 39,130,000 | 40,636,000 | 39,761,000 | 46,547,000 |
| Equity capital | 32,579,000 | 33,296,000 | 34,061,000 | 33,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,497,000 | 5,016,000 | 7,568,000 | 10,087,000 |
| Interest expense | 196,000 | 380,000 | 546,000 | 700,000 |
| Net interest income | 2,301,000 | 4,636,000 | 7,022,000 | 9,387,000 |
| Noninterest income | 639,000 | 1,231,000 | 1,876,000 | 2,456,000 |
| Noninterest expense | 1,899,000 | 3,769,000 | 5,675,000 | 7,693,000 |
| Provision for loan losses | 1,000 | 2,000 | 4,000 | 4,000 |
| Pretax income | 1,040,000 | 2,096,000 | 3,219,000 | 4,146,000 |
| Income tax | 360,000 | 696,000 | 1,058,000 | 1,539,000 |
| Net income | 680,000 | 1,400,000 | 2,161,000 | 2,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,578,000 | 30,311,000 | 31,086,000 | 30,491,000 |
| Total capital | 32,230,000 | 32,858,000 | 33,620,000 | 32,955,000 |
| Risk-weighted assets | 210,822,000 | 202,142,000 | 201,189,000 | 195,662,000 |