Call reports 2014
PEOPLES COMMUNITY BANK, THE — 2014
What PEOPLES COMMUNITY BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 246,508,000 | 244,505,000 | 250,981,000 | 281,181,000 |
| Total loans | 185,490,000 | 184,171,000 | 187,623,000 | 187,855,000 |
| Allowance for loan losses | 4,155,000 | 4,043,000 | 4,032,000 | 4,026,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 39,059,000 | 37,897,000 | 40,807,000 | 45,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,623,000 | 169,408,000 | 168,075,000 | 184,678,000 |
| Interest-bearing deposits | 136,014,000 | 134,753,000 | 131,512,000 | 144,986,000 |
| Noninterest-bearing deposits | 30,609,000 | 34,655,000 | 36,563,000 | 39,691,000 |
| Equity capital | 31,412,000 | 32,097,000 | 32,574,000 | 32,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,483,000 | 4,964,000 | 7,453,000 | 9,914,000 |
| Interest expense | 205,000 | 407,000 | 616,000 | 818,000 |
| Net interest income | 2,278,000 | 4,557,000 | 6,837,000 | 9,096,000 |
| Noninterest income | 507,000 | 1,104,000 | 1,735,000 | 2,276,000 |
| Noninterest expense | 1,720,000 | 3,441,000 | 5,225,000 | 7,157,000 |
| Provision for loan losses | 0 | 1,000 | 3,000 | 3,000 |
| Pretax income | 1,065,000 | 2,219,000 | 3,344,000 | 4,212,000 |
| Income tax | 421,000 | 889,000 | 1,363,000 | 1,644,000 |
| Net income | 644,000 | 1,330,000 | 1,981,000 | 2,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,805,000 | 29,525,000 | 30,030,000 | 28,573,000 |
| Total capital | 31,307,000 | 32,000,000 | 32,566,000 | 31,168,000 |
| Risk-weighted assets | 198,524,000 | 196,694,000 | 201,372,000 | 206,172,000 |