Call reports 2013
PEOPLES COMMUNITY BANK, THE — 2013
What PEOPLES COMMUNITY BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 247,015,000 | 244,288,000 | 249,417,000 | 246,453,000 |
| Total loans | 186,779,000 | 190,803,000 | 186,831,000 | 185,414,000 |
| Allowance for loan losses | 4,830,000 | 4,833,000 | 4,657,000 | 4,190,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 37,447,000 | 36,700,000 | 37,619,000 | 37,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,017,000 | 168,263,000 | 172,786,000 | 174,371,000 |
| Interest-bearing deposits | 140,282,000 | 139,341,000 | 140,674,000 | 143,741,000 |
| Noninterest-bearing deposits | 30,735,000 | 28,921,000 | 32,112,000 | 30,631,000 |
| Equity capital | 29,891,000 | 30,791,000 | 31,282,000 | 30,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,620,000 | 5,193,000 | 7,746,000 | 10,257,000 |
| Interest expense | 236,000 | 460,000 | 681,000 | 892,000 |
| Net interest income | 2,384,000 | 4,733,000 | 7,065,000 | 9,365,000 |
| Noninterest income | 623,000 | 1,375,000 | 1,904,000 | 2,270,000 |
| Noninterest expense | 1,810,000 | 3,440,000 | 5,170,000 | 6,879,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 239,000 |
| Pretax income | 1,072,000 | 2,543,000 | 3,674,000 | 4,517,000 |
| Income tax | 420,000 | 992,000 | 1,459,000 | 1,722,000 |
| Net income | 652,000 | 1,551,000 | 2,215,000 | 2,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,099,000 | 28,045,000 | 28,583,000 | 28,290,000 |
| Total capital | 29,645,000 | 30,605,000 | 31,128,000 | 30,798,000 |
| Risk-weighted assets | 201,359,000 | 202,493,000 | 200,693,000 | 198,969,000 |