Call reports 2007
PEOPLES COMMUNITY BANK, THE — 2007
What PEOPLES COMMUNITY BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 193,809,000 | 204,122,000 | 205,903,000 | 212,957,000 |
| Total loans | 160,977,000 | 169,168,000 | 171,951,000 | 173,272,000 |
| Allowance for loan losses | 1,433,000 | 1,368,000 | 1,440,000 | 1,433,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,679,000 | 15,830,000 | 16,318,000 | 16,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,740,000 | 161,407,000 | 159,322,000 | 170,487,000 |
| Interest-bearing deposits | 138,278,000 | 141,235,000 | 142,512,000 | 151,795,000 |
| Noninterest-bearing deposits | 16,462,000 | 20,172,000 | 16,810,000 | 18,691,000 |
| Equity capital | 21,740,000 | 22,413,000 | 22,860,000 | 23,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,653,000 | 7,277,000 | 11,001,000 | 14,649,000 |
| Interest expense | 1,700,000 | 3,375,000 | 5,137,000 | 6,793,000 |
| Net interest income | 1,953,000 | 3,902,000 | 5,864,000 | 7,856,000 |
| Noninterest income | 409,000 | 896,000 | 1,358,000 | 1,820,000 |
| Noninterest expense | 1,357,000 | 2,700,000 | 4,042,000 | 5,471,000 |
| Provision for loan losses | 26,000 | 60,000 | 132,000 | 208,000 |
| Pretax income | 979,000 | 2,038,000 | 3,048,000 | 3,997,000 |
| Income tax | 404,000 | 790,000 | 1,238,000 | 1,557,000 |
| Net income | 575,000 | 1,248,000 | 1,810,000 | 2,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,839,000 | 18,559,000 | 19,052,000 | 19,352,000 |
| Total capital | 19,272,000 | 19,927,000 | 20,492,000 | 20,785,000 |
| Risk-weighted assets | 165,274,000 | 175,533,000 | 177,774,000 | 178,928,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES COMMUNITY BANK, THE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.