Call reports 2020
TEXAS HILL COUNTRY BANK — 2020
What TEXAS HILL COUNTRY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Total assets | 171,132,000 | 200,894,000 | 199,152,000 |
| Total loans | 127,566,000 | 172,099,000 | 180,745,000 |
| Allowance for loan losses | 1,215,000 | 1,716,000 | 1,686,000 |
| Securities available for sale | 3,291,000 | 3,089,000 | 2,846,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 154,664,000 | 183,086,000 | 180,983,000 |
| Interest-bearing deposits | 127,551,000 | 135,281,000 | 139,349,000 |
| Noninterest-bearing deposits | 27,113,000 | 47,805,000 | 41,634,000 |
| Equity capital | 15,973,000 | 16,371,000 | 17,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Interest income | 1,885,000 | 3,788,000 | 5,949,000 |
| Interest expense | 356,000 | 634,000 | 873,000 |
| Net interest income | 1,529,000 | 3,154,000 | 5,076,000 |
| Noninterest income | 305,000 | 581,000 | 1,028,000 |
| Noninterest expense | 1,331,000 | 2,268,000 | 3,696,000 |
| Provision for loan losses | 50,000 | 550,000 | 550,000 |
| Pretax income | 453,000 | 917,000 | 1,858,000 |
| Income tax | 94,000 | 182,000 | 345,000 |
| Net income | 359,000 | 735,000 | 1,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Tier 1 capital | 15,922,000 | 16,308,000 | 17,096,000 |