Call reports 2017
TEXAS HILL COUNTRY BANK — 2017
What TEXAS HILL COUNTRY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 100,128,000 | 105,021,000 | 111,638,000 | 116,520,000 |
| Total loans | 80,362,000 | 84,643,000 | 86,483,000 | 91,007,000 |
| Allowance for loan losses | 681,000 | 728,000 | 781,000 | 822,000 |
| Securities available for sale | 7,201,000 | 6,926,000 | 5,605,000 | 5,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,137,000 | 92,648,000 | 98,358,000 | 103,465,000 |
| Interest-bearing deposits | 72,540,000 | 75,087,000 | 81,402,000 | 81,722,000 |
| Noninterest-bearing deposits | 15,597,000 | 17,561,000 | 16,956,000 | 21,743,000 |
| Equity capital | 11,892,000 | 12,178,000 | 12,887,000 | 12,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,121,000 | 3,280,000 | 4,513,000 |
| Interest expense | 125,000 | 251,000 | 394,000 | 540,000 |
| Net interest income | 886,000 | 1,870,000 | 2,886,000 | 3,973,000 |
| Noninterest income | 85,000 | 214,000 | 404,000 | 581,000 |
| Noninterest expense | 749,000 | 1,574,000 | 2,434,000 | 3,282,000 |
| Provision for loan losses | 50,000 | 97,000 | 165,000 | 206,000 |
| Pretax income | 172,000 | 413,000 | 691,000 | 1,066,000 |
| Income tax | 0 | 0 | -421,000 | -59,000 |
| Net income | 172,000 | 413,000 | 1,112,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,954,000 | 12,205,000 | 12,278,000 | 12,941,000 |
| Total capital | 12,635,000 | 12,933,000 | 13,059,000 | 13,763,000 |
| Risk-weighted assets | 80,006,000 | 81,613,000 | 84,268,000 | 90,501,000 |