Call reports 2025
SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2025
What SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,186,161,000 | 2,391,153,000 | 2,382,444,000 | 2,301,404,000 |
| Total loans | 1,722,546,000 | 1,821,139,000 | 1,795,842,000 | 1,697,744,000 |
| Allowance for loan losses | 12,061,000 | 10,858,000 | 10,777,000 | 11,119,000 |
| Securities available for sale | 187,028,000 | 245,323,000 | 215,308,000 | 241,191,000 |
| Securities held to maturity | 167,546,000 | 165,090,000 | 162,508,000 | 159,885,000 |
| Trading assets | 6,890,000 | 6,815,000 | 6,351,000 | 5,646,000 |
| Total deposits | 1,877,078,000 | 2,071,201,000 | 2,054,268,000 | 1,960,991,000 |
| Interest-bearing deposits | 1,568,954,000 | 1,700,877,000 | 1,684,256,000 | 1,593,396,000 |
| Noninterest-bearing deposits | 308,124,000 | 370,324,000 | 370,012,000 | 367,595,000 |
| Equity capital | 221,511,000 | 232,657,000 | 239,712,000 | 244,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 29,506,000 | 61,719,000 | 95,527,000 | 127,258,000 |
| Interest expense | 13,287,000 | 28,006,000 | 42,958,000 | 56,056,000 |
| Net interest income | 16,219,000 | 33,713,000 | 52,569,000 | 71,202,000 |
| Noninterest income | 1,624,000 | 3,756,000 | 5,648,000 | 7,637,000 |
| Noninterest expense | 6,842,000 | 13,798,000 | 20,812,000 | 27,848,000 |
| Provision for loan losses | 1,062,000 | -108,000 | 177,000 | 849,000 |
| Pretax income | 10,122,000 | 24,348,000 | 37,708,000 | 50,706,000 |
| Income tax | 2,625,000 | 6,397,000 | 9,953,000 | 13,335,000 |
| Net income | 7,497,000 | 17,951,000 | 27,755,000 | 37,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 214,267,000 | 224,810,000 | 229,698,000 | 234,406,000 |
| Total capital | 228,086,000 | 237,036,000 | 241,968,000 | 246,955,000 |
| Risk-weighted assets | 1,933,993,000 | 2,032,223,000 | 2,010,249,000 | 1,914,427,000 |