Call reports 2024
SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2024
What SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,082,701,000 | 2,160,405,000 | 2,206,464,000 | 2,145,556,000 |
| Total loans | 1,628,476,000 | 1,678,198,000 | 1,722,455,000 | 1,662,852,000 |
| Allowance for loan losses | 11,289,000 | 14,591,000 | 14,056,000 | 11,607,000 |
| Securities available for sale | 181,036,000 | 217,492,000 | 217,104,000 | 214,200,000 |
| Securities held to maturity | 176,591,000 | 173,945,000 | 171,676,000 | 169,485,000 |
| Trading assets | 10,090,000 | 10,176,000 | 7,851,000 | 7,628,000 |
| Total deposits | 1,731,834,000 | 1,857,781,000 | 1,856,246,000 | 1,812,543,000 |
| Interest-bearing deposits | 1,397,644,000 | 1,535,672,000 | 1,570,362,000 | 1,537,343,000 |
| Noninterest-bearing deposits | 334,190,000 | 322,109,000 | 285,884,000 | 275,200,000 |
| Equity capital | 203,416,000 | 208,182,000 | 223,499,000 | 220,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 30,208,000 | 61,804,000 | 95,173,000 | 126,224,000 |
| Interest expense | 12,841,000 | 28,031,000 | 44,358,000 | 59,391,000 |
| Net interest income | 17,367,000 | 33,773,000 | 50,815,000 | 66,833,000 |
| Noninterest income | 844,000 | 1,940,000 | 2,765,000 | 4,312,000 |
| Noninterest expense | 6,720,000 | 13,769,000 | 20,346,000 | 26,488,000 |
| Provision for loan losses | 1,302,000 | 4,946,000 | 4,494,000 | 2,638,000 |
| Pretax income | 9,570,000 | 17,058,000 | 29,470,000 | 42,647,000 |
| Income tax | 2,513,000 | 4,611,000 | 7,892,000 | 11,249,000 |
| Net income | 7,057,000 | 12,447,000 | 21,578,000 | 31,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,085,000 | 202,605,000 | 211,843,000 | 216,675,000 |
| Total capital | 211,111,000 | 219,250,000 | 227,320,000 | 229,770,000 |
| Risk-weighted assets | 1,839,925,000 | 1,879,029,000 | 1,905,746,000 | 1,879,823,000 |