Call reports 2023
SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2023
What SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,847,724,000 | 1,988,321,000 | 2,020,623,000 | 2,029,996,000 |
| Total loans | 1,329,506,000 | 1,417,557,000 | 1,489,749,000 | 1,578,421,000 |
| Allowance for loan losses | 8,055,000 | 8,549,000 | 8,964,000 | 11,159,000 |
| Securities available for sale | 103,188,000 | 131,314,000 | 172,172,000 | 131,151,000 |
| Securities held to maturity | 186,153,000 | 183,721,000 | 181,514,000 | 178,912,000 |
| Trading assets | 9,481,000 | 12,189,000 | 13,667,000 | 8,975,000 |
| Total deposits | 1,526,545,000 | 1,660,903,000 | 1,686,964,000 | 1,668,081,000 |
| Interest-bearing deposits | 1,135,319,000 | 1,269,656,000 | 1,290,140,000 | 1,295,439,000 |
| Noninterest-bearing deposits | 391,226,000 | 391,247,000 | 396,824,000 | 372,642,000 |
| Equity capital | 175,798,000 | 180,466,000 | 182,804,000 | 200,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 21,615,000 | 47,321,000 | 76,081,000 | 105,776,000 |
| Interest expense | 5,953,000 | 14,872,000 | 26,288,000 | 38,413,000 |
| Net interest income | 15,662,000 | 32,449,000 | 49,793,000 | 67,363,000 |
| Noninterest income | 1,411,000 | 2,455,000 | 3,837,000 | 4,911,000 |
| Noninterest expense | 6,588,000 | 13,005,000 | 19,768,000 | 27,277,000 |
| Provision for loan losses | 489,000 | 1,299,000 | 2,148,000 | 4,573,000 |
| Pretax income | 9,970,000 | 20,515,000 | 31,264,000 | 40,976,000 |
| Income tax | 2,655,000 | 5,526,000 | 8,424,000 | 10,913,000 |
| Net income | 7,315,000 | 14,989,000 | 22,840,000 | 30,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,157,000 | 174,954,000 | 182,935,000 | 190,280,000 |
| Total capital | 177,439,000 | 185,772,000 | 194,511,000 | 203,127,000 |
| Risk-weighted assets | 1,542,903,000 | 1,629,860,000 | 1,708,498,000 | 1,796,700,000 |