Call reports 2022
SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2022
What SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,575,839,000 | 1,578,852,000 | 1,707,392,000 | 1,776,640,000 |
| Total loans | 1,182,136,000 | 1,209,194,000 | 1,273,112,000 | 1,298,022,000 |
| Allowance for loan losses | 7,633,000 | 7,481,000 | 7,239,000 | 7,640,000 |
| Securities available for sale | 89,878,000 | 90,626,000 | 108,010,000 | 100,734,000 |
| Securities held to maturity | 169,562,000 | 166,555,000 | 164,520,000 | 188,205,000 |
| Trading assets | 4,102,000 | 6,458,000 | 13,773,000 | 12,729,000 |
| Total deposits | 1,367,594,000 | 1,373,383,000 | 1,392,150,000 | 1,463,809,000 |
| Interest-bearing deposits | 973,431,000 | 923,803,000 | 952,011,000 | 1,042,751,000 |
| Noninterest-bearing deposits | 394,163,000 | 449,580,000 | 440,139,000 | 421,058,000 |
| Equity capital | 158,001,000 | 159,434,000 | 160,079,000 | 167,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,819,000 | 20,653,000 | 34,611,000 | 53,293,000 |
| Interest expense | 583,000 | 1,342,000 | 3,149,000 | 6,695,000 |
| Net interest income | 9,236,000 | 19,311,000 | 31,462,000 | 46,598,000 |
| Noninterest income | 1,367,000 | 2,923,000 | 4,239,000 | 5,370,000 |
| Noninterest expense | 5,457,000 | 11,198,000 | 16,933,000 | 23,909,000 |
| Provision for loan losses | 865,000 | 802,000 | 602,000 | 1,306,000 |
| Pretax income | 3,696,000 | 9,682,000 | 17,464,000 | 25,385,000 |
| Income tax | 947,000 | 2,560,000 | 4,631,000 | 6,696,000 |
| Net income | 2,749,000 | 7,122,000 | 12,833,000 | 18,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,738,000 | 148,229,000 | 154,079,000 | 160,061,000 |
| Total capital | 152,418,000 | 156,685,000 | 162,365,000 | 169,428,000 |
| Risk-weighted assets | 1,357,519,000 | 1,381,187,000 | 1,446,663,000 | 1,494,252,000 |