Call reports 2021
SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2021
What SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,514,908,000 | 1,567,081,000 | 1,559,896,000 | 1,553,924,000 |
| Total loans | 1,077,411,000 | 1,078,036,000 | 1,101,787,000 | 1,176,333,000 |
| Allowance for loan losses | 8,770,000 | 7,919,000 | 7,093,000 | 6,809,000 |
| Securities available for sale | 130,816,000 | 117,137,000 | 110,150,000 | 97,609,000 |
| Securities held to maturity | 162,554,000 | 161,135,000 | 158,583,000 | 154,096,000 |
| Trading assets | 7,392,000 | 7,300,000 | 6,518,000 | 4,527,000 |
| Total deposits | 1,316,630,000 | 1,365,345,000 | 1,355,657,000 | 1,345,068,000 |
| Interest-bearing deposits | 974,172,000 | 1,004,621,000 | 971,715,000 | 977,948,000 |
| Noninterest-bearing deposits | 342,458,000 | 360,724,000 | 383,942,000 | 367,120,000 |
| Equity capital | 144,728,000 | 148,487,000 | 152,182,000 | 158,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,097,000 | 18,912,000 | 28,660,000 | 38,634,000 |
| Interest expense | 1,263,000 | 2,331,000 | 3,131,000 | 3,786,000 |
| Net interest income | 7,834,000 | 16,581,000 | 25,529,000 | 34,848,000 |
| Noninterest income | 1,224,000 | 2,438,000 | 3,819,000 | 5,343,000 |
| Noninterest expense | 5,552,000 | 11,353,000 | 17,189,000 | 22,973,000 |
| Provision for loan losses | -1,232,000 | -2,232,000 | -3,073,000 | -3,360,000 |
| Pretax income | 4,707,000 | 10,150,000 | 15,620,000 | 20,502,000 |
| Income tax | 1,139,000 | 2,590,000 | 4,055,000 | 5,185,000 |
| Net income | 3,568,000 | 7,560,000 | 11,565,000 | 15,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,701,000 | 131,492,000 | 135,328,000 | 141,228,000 |
| Total capital | 136,020,000 | 138,971,000 | 142,077,000 | 148,108,000 |
| Risk-weighted assets | 1,164,055,000 | 1,199,622,000 | 1,243,864,000 | 1,342,084,000 |