Call reports 2020
SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2020
What SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,276,844,000 | 1,424,042,000 | 1,430,023,000 | 1,409,281,000 |
| Total loans | 917,660,000 | 980,505,000 | 976,522,000 | 1,049,772,000 |
| Allowance for loan losses | 8,723,000 | 10,043,000 | 9,712,000 | 9,893,000 |
| Securities available for sale | 155,007,000 | 127,098,000 | 115,435,000 | 149,394,000 |
| Securities held to maturity | 40,281,000 | 40,266,000 | 35,252,000 | 35,228,000 |
| Trading assets | 12,238,000 | 12,980,000 | 12,291,000 | 11,042,000 |
| Total deposits | 1,093,658,000 | 1,238,610,000 | 1,245,313,000 | 1,215,902,000 |
| Interest-bearing deposits | 860,352,000 | 967,034,000 | 982,593,000 | 944,955,000 |
| Noninterest-bearing deposits | 233,306,000 | 271,576,000 | 262,720,000 | 270,947,000 |
| Equity capital | 127,461,000 | 125,106,000 | 126,902,000 | 136,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,938,000 | 20,334,000 | 29,082,000 | 37,790,000 |
| Interest expense | 2,957,000 | 5,321,000 | 7,222,000 | 8,782,000 |
| Net interest income | 7,981,000 | 15,013,000 | 21,860,000 | 29,008,000 |
| Noninterest income | 2,102,000 | 2,279,000 | 3,529,000 | 4,714,000 |
| Noninterest expense | 5,563,000 | 11,387,000 | 17,397,000 | 22,807,000 |
| Provision for loan losses | 3,691,000 | 8,278,000 | 7,839,000 | 8,022,000 |
| Pretax income | 842,000 | -2,360,000 | 166,000 | 2,906,000 |
| Income tax | 219,000 | -620,000 | -313,000 | 327,000 |
| Net income | 623,000 | -1,740,000 | 479,000 | 2,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,759,000 | 107,839,000 | 110,228,000 | 119,335,000 |
| Total capital | 117,274,000 | 116,536,000 | 119,277,000 | 128,475,000 |
| Risk-weighted assets | 1,042,094,000 | 1,026,864,000 | 1,037,759,000 | 1,136,095,000 |