Call reports 2019
SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2019
What SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,203,809,000 | 1,226,773,000 | 1,219,958,000 | 1,213,973,000 |
| Total loans | 919,884,000 | 910,432,000 | 910,627,000 | 907,749,000 |
| Allowance for loan losses | 5,572,000 | 5,170,000 | 5,045,000 | 4,831,000 |
| Securities available for sale | 142,263,000 | 150,116,000 | 152,590,000 | 174,575,000 |
| Securities held to maturity | 27,054,000 | 40,685,000 | 35,709,000 | 23,706,000 |
| Trading assets | 2,692,000 | 3,865,000 | 5,031,000 | 3,851,000 |
| Total deposits | 1,024,447,000 | 1,053,968,000 | 1,040,637,000 | 1,018,837,000 |
| Interest-bearing deposits | 797,909,000 | 803,903,000 | 824,802,000 | 814,619,000 |
| Noninterest-bearing deposits | 226,538,000 | 250,065,000 | 215,835,000 | 204,218,000 |
| Equity capital | 127,456,000 | 129,066,000 | 133,466,000 | 135,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,039,000 | 24,301,000 | 36,663,000 | 48,077,000 |
| Interest expense | 3,015,000 | 6,265,000 | 9,637,000 | 12,941,000 |
| Net interest income | 9,024,000 | 18,036,000 | 27,026,000 | 35,136,000 |
| Noninterest income | 1,227,000 | 2,227,000 | 3,439,000 | 5,285,000 |
| Noninterest expense | 5,289,000 | 10,968,000 | 16,543,000 | 22,425,000 |
| Provision for loan losses | 267,000 | 344,000 | 279,000 | 1,084,000 |
| Pretax income | 4,690,000 | 8,991,000 | 13,730,000 | 17,020,000 |
| Income tax | 1,165,000 | 2,297,000 | 3,501,000 | 4,337,000 |
| Net income | 3,525,000 | 6,694,000 | 10,229,000 | 12,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,882,000 | 112,136,000 | 115,736,000 | 118,260,000 |
| Total capital | 117,507,000 | 117,361,000 | 120,832,000 | 123,145,000 |
| Risk-weighted assets | 1,039,355,000 | 1,024,473,000 | 1,033,036,000 | 1,022,501,000 |