Call reports 2018
SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2018
What SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,078,161,000 | 1,118,045,000 | 1,155,378,000 | 1,155,153,000 |
| Total loans | 826,251,000 | 830,543,000 | 865,395,000 | 869,039,000 |
| Allowance for loan losses | 6,192,000 | 6,855,000 | 5,837,000 | 5,398,000 |
| Securities available for sale | 126,849,000 | 145,295,000 | 167,982,000 | 148,513,000 |
| Securities held to maturity | 27,204,000 | 27,191,000 | 27,170,000 | 27,159,000 |
| Trading assets | 4,523,000 | 5,203,000 | 5,745,000 | 3,842,000 |
| Total deposits | 892,410,000 | 954,147,000 | 994,068,000 | 963,198,000 |
| Interest-bearing deposits | 668,192,000 | 725,131,000 | 762,340,000 | 759,090,000 |
| Noninterest-bearing deposits | 224,218,000 | 229,016,000 | 231,728,000 | 204,108,000 |
| Equity capital | 116,194,000 | 119,698,000 | 116,684,000 | 121,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,592,000 | 20,217,000 | 31,303,000 | 42,982,000 |
| Interest expense | 1,360,000 | 3,108,000 | 5,450,000 | 8,209,000 |
| Net interest income | 8,232,000 | 17,109,000 | 25,853,000 | 34,773,000 |
| Noninterest income | 1,656,000 | 3,332,000 | 4,536,000 | 6,062,000 |
| Noninterest expense | 4,972,000 | 10,577,000 | 15,822,000 | 21,456,000 |
| Provision for loan losses | 459,000 | 240,000 | 1,781,000 | 2,005,000 |
| Pretax income | 4,386,000 | 9,553,000 | 12,715,000 | 17,313,000 |
| Income tax | 992,000 | 2,333,000 | 3,009,000 | 4,169,000 |
| Net income | 3,394,000 | 7,220,000 | 9,706,000 | 13,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,109,000 | 107,024,000 | 105,090,000 | 108,338,000 |
| Total capital | 109,358,000 | 113,942,000 | 110,988,000 | 113,797,000 |
| Risk-weighted assets | 951,847,000 | 963,649,000 | 999,530,000 | 1,001,505,000 |