Call reports 2016
SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2016
What SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 937,422,000 | 977,334,000 | 1,014,898,000 | 1,028,147,000 |
| Total loans | 701,263,000 | 694,529,000 | 745,864,000 | 779,355,000 |
| Allowance for loan losses | 4,476,000 | 4,887,000 | 4,969,000 | 5,201,000 |
| Securities available for sale | 34,200,000 | 23,525,000 | 118,067,000 | 118,058,000 |
| Securities held to maturity | 44,637,000 | 44,770,000 | 44,750,000 | 27,553,000 |
| Trading assets | 4,861,000 | 5,925,000 | 4,721,000 | 3,175,000 |
| Total deposits | 762,549,000 | 819,262,000 | 859,870,000 | 900,991,000 |
| Interest-bearing deposits | 599,493,000 | 630,697,000 | 687,575,000 | 729,543,000 |
| Noninterest-bearing deposits | 163,056,000 | 188,565,000 | 172,295,000 | 171,448,000 |
| Equity capital | 93,754,000 | 108,875,000 | 116,103,000 | 114,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,661,000 | 15,292,000 | 23,093,000 | 31,019,000 |
| Interest expense | 886,000 | 1,883,000 | 2,964,000 | 4,087,000 |
| Net interest income | 6,775,000 | 13,409,000 | 20,129,000 | 26,932,000 |
| Noninterest income | 1,729,000 | 4,092,000 | 6,463,000 | 8,653,000 |
| Noninterest expense | 5,374,000 | 11,427,000 | 17,164,000 | 22,862,000 |
| Provision for loan losses | 186,000 | 861,000 | 899,000 | 1,416,000 |
| Pretax income | 3,109,000 | 5,482,000 | 9,225,000 | 12,064,000 |
| Income tax | 1,187,000 | 2,087,000 | 3,509,000 | 4,598,000 |
| Net income | 1,922,000 | 3,395,000 | 5,716,000 | 7,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,809,000 | 91,623,000 | 98,999,000 | 100,854,000 |
| Total capital | 83,142,000 | 96,659,000 | 104,014,000 | 106,108,000 |
| Risk-weighted assets | 812,765,000 | 838,581,000 | 887,009,000 | 924,963,000 |