Call reports 2015
SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2015
What SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 818,646,000 | 819,804,000 | 841,986,000 | 896,342,000 |
| Total loans | 625,403,000 | 623,355,000 | 633,345,000 | 657,654,000 |
| Allowance for loan losses | 3,476,000 | 4,432,000 | 4,529,000 | 4,834,000 |
| Securities available for sale | 60,294,000 | 83,540,000 | 85,579,000 | 84,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 44,133,000 |
| Trading assets | 3,860,000 | 2,925,000 | 4,528,000 | 2,820,000 |
| Total deposits | 694,456,000 | 701,343,000 | 687,672,000 | 741,460,000 |
| Interest-bearing deposits | 557,462,000 | 567,302,000 | 552,885,000 | 599,192,000 |
| Noninterest-bearing deposits | 136,994,000 | 134,041,000 | 134,787,000 | 142,268,000 |
| Equity capital | 85,444,000 | 84,941,000 | 86,909,000 | 87,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,578,000 | 13,120,000 | 19,940,000 | 26,950,000 |
| Interest expense | 750,000 | 1,441,000 | 2,216,000 | 3,022,000 |
| Net interest income | 5,828,000 | 11,679,000 | 17,724,000 | 23,928,000 |
| Noninterest income | 620,000 | 1,397,000 | 2,216,000 | 3,764,000 |
| Noninterest expense | 5,028,000 | 9,827,000 | 14,593,000 | 19,458,000 |
| Provision for loan losses | 371,000 | 1,136,000 | 1,436,000 | 1,902,000 |
| Pretax income | 1,061,000 | 2,128,000 | 3,932,000 | 6,354,000 |
| Income tax | 394,000 | 794,000 | 1,479,000 | 2,389,000 |
| Net income | 667,000 | 1,334,000 | 2,453,000 | 3,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,504,000 | 69,311,000 | 70,551,000 | 71,958,000 |
| Total capital | 75,345,000 | 77,108,000 | 76,946,000 | 78,682,000 |
| Risk-weighted assets | 707,269,000 | 712,718,000 | 720,508,000 | 764,217,000 |