Call reports 2014
SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2014
What SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 751,994,000 | 783,019,000 | 781,240,000 | 816,894,000 |
| Total loans | 559,399,000 | 584,564,000 | 591,278,000 | 591,750,000 |
| Allowance for loan losses | 4,016,000 | 3,588,000 | 3,490,000 | 3,241,000 |
| Securities available for sale | 69,240,000 | 55,527,000 | 54,576,000 | 59,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,865,000 | 2,894,000 | 2,272,000 | 2,702,000 |
| Total deposits | 634,955,000 | 661,750,000 | 660,457,000 | 644,903,000 |
| Interest-bearing deposits | 525,684,000 | 538,879,000 | 534,328,000 | 522,211,000 |
| Noninterest-bearing deposits | 109,271,000 | 122,871,000 | 126,129,000 | 122,692,000 |
| Equity capital | 79,499,000 | 81,292,000 | 82,302,000 | 84,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,877,000 | 13,579,000 | 20,331,000 | 27,076,000 |
| Interest expense | 780,000 | 1,538,000 | 2,366,000 | 3,207,000 |
| Net interest income | 6,097,000 | 12,041,000 | 17,965,000 | 23,869,000 |
| Noninterest income | 682,000 | 1,245,000 | 2,014,000 | 2,890,000 |
| Noninterest expense | 4,853,000 | 9,753,000 | 14,522,000 | 19,323,000 |
| Provision for loan losses | -35,000 | -270,000 | 154,000 | -39,000 |
| Pretax income | 1,961,000 | 3,814,000 | 5,324,000 | 7,502,000 |
| Income tax | 764,000 | 1,482,000 | 2,063,000 | 2,906,000 |
| Net income | 1,197,000 | 2,332,000 | 3,261,000 | 4,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,703,000 | 64,940,000 | 65,992,000 | 67,427,000 |
| Total capital | 72,294,000 | 74,633,000 | 74,825,000 | 73,999,000 |
| Risk-weighted assets | 636,520,000 | 656,944,000 | 650,102,000 | 654,847,000 |