Call reports 2013
SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2013
What SCHAUMBURG BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 730,673,000 | 734,194,000 | 728,459,000 | 740,566,000 |
| Total loans | 555,254,000 | 568,961,000 | 568,678,000 | 550,883,000 |
| Allowance for loan losses | 6,116,000 | 5,732,000 | 6,505,000 | 4,436,000 |
| Securities available for sale | 68,326,000 | 62,632,000 | 58,861,000 | 68,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 4,774,000 | 3,368,000 | 3,756,000 | 3,283,000 |
| Total deposits | 616,522,000 | 622,269,000 | 616,736,000 | 616,822,000 |
| Interest-bearing deposits | 539,711,000 | 520,749,000 | 515,394,000 | 517,970,000 |
| Noninterest-bearing deposits | 76,811,000 | 101,520,000 | 101,342,000 | 98,852,000 |
| Equity capital | 75,698,000 | 75,920,000 | 76,729,000 | 77,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,496,000 | 12,862,000 | 19,426,000 | 25,859,000 |
| Interest expense | 985,000 | 1,945,000 | 2,834,000 | 3,692,000 |
| Net interest income | 5,511,000 | 10,917,000 | 16,592,000 | 22,167,000 |
| Noninterest income | 560,000 | 1,128,000 | 1,800,000 | 2,992,000 |
| Noninterest expense | 4,032,000 | 8,021,000 | 12,104,000 | 16,384,000 |
| Provision for loan losses | 582,000 | -69,000 | 999,000 | 1,374,000 |
| Pretax income | 1,457,000 | 4,093,000 | 5,290,000 | 7,140,000 |
| Income tax | 577,000 | 1,635,000 | 2,114,000 | 2,849,000 |
| Net income | 880,000 | 2,458,000 | 3,176,000 | 4,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,605,000 | 62,174,000 | 62,880,000 | 64,263,000 |
| Total capital | 69,894,000 | 69,498,000 | 70,958,000 | 70,728,000 |
| Risk-weighted assets | 600,347,000 | 629,258,000 | 632,505,000 | 621,301,000 |