Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 77,223,000 | 76,953,000 | 75,902,000 | 79,574,000 |
| Total loans | 53,911,000 | 53,768,000 | 54,339,000 | 56,636,000 |
| Allowance for loan losses | 934,000 | 934,000 | 932,000 | 932,000 |
| Securities available for sale | 9,037,000 | 8,990,000 | 8,852,000 | 8,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,639,000 | 54,535,000 | 53,348,000 | 56,892,000 |
| Interest-bearing deposits | 48,617,000 | 48,807,000 | 47,262,000 | 48,626,000 |
| Noninterest-bearing deposits | 6,022,000 | 5,728,000 | 6,086,000 | 8,266,000 |
| Equity capital | 8,462,000 | 8,727,000 | 9,042,000 | 8,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,511,000 | 3,682,000 | 4,892,000 |
| Interest expense | 611,000 | 1,302,000 | 1,824,000 | 2,416,000 |
| Net interest income | 589,000 | 1,209,000 | 1,858,000 | 2,476,000 |
| Noninterest income | 89,000 | 151,000 | 214,000 | 266,000 |
| Noninterest expense | 389,000 | 779,000 | 1,198,000 | 1,641,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 289,000 | 581,000 | 874,000 | 1,107,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 289,000 | 581,000 | 874,000 | 1,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,033,000 | 9,208,000 | 9,383,000 | 9,159,000 |