Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 60,798,000 | 63,999,000 | 64,407,000 | 66,096,000 |
| Total loans | 46,743,000 | 44,368,000 | 46,100,000 | 42,139,000 |
| Allowance for loan losses | 844,000 | 869,000 | 869,000 | 869,000 |
| Securities available for sale | 2,690,000 | 3,541,000 | 4,357,000 | 4,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,630,000 | 45,640,000 | 43,830,000 | 45,980,000 |
| Interest-bearing deposits | 36,604,000 | 38,723,000 | 36,353,000 | 37,716,000 |
| Noninterest-bearing deposits | 6,027,000 | 6,918,000 | 7,477,000 | 8,264,000 |
| Equity capital | 8,693,000 | 8,906,000 | 8,993,000 | 9,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,442,000 | 2,083,000 | 2,693,000 |
| Interest expense | 222,000 | 406,000 | 575,000 | 744,000 |
| Net interest income | 530,000 | 1,036,000 | 1,508,000 | 1,949,000 |
| Noninterest income | 55,000 | 126,000 | 183,000 | 245,000 |
| Noninterest expense | 307,000 | 665,000 | 1,021,000 | 1,374,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 253,000 | 447,000 | 620,000 | 770,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 447,000 | 620,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,738,000 | 8,832,000 | 8,904,000 | 8,954,000 |