Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 64,803,000 | 66,656,000 | 65,412,000 | 64,143,000 |
| Total loans | 48,710,000 | 50,479,000 | 49,476,000 | 47,109,000 |
| Allowance for loan losses | 812,000 | 837,000 | 862,000 | 886,000 |
| Securities available for sale | 2,037,000 | 1,840,000 | 1,841,000 | 2,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,471,000 | 46,333,000 | 44,338,000 | 43,023,000 |
| Interest-bearing deposits | 44,331,000 | 45,293,000 | 43,446,000 | 36,781,000 |
| Noninterest-bearing deposits | 1,140,000 | 1,040,000 | 892,000 | 6,241,000 |
| Equity capital | 8,387,000 | 8,598,000 | 8,773,000 | 8,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,673,000 | 2,542,000 | 3,383,000 |
| Interest expense | 301,000 | 506,000 | 788,000 | 1,064,000 |
| Net interest income | 585,000 | 1,167,000 | 1,754,000 | 2,319,000 |
| Noninterest income | 46,000 | 98,000 | 157,000 | 233,000 |
| Noninterest expense | 310,000 | 623,000 | 975,000 | 1,286,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 296,000 | 592,000 | 861,000 | 1,166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 592,000 | 861,000 | 1,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,388,000 | 8,598,000 | 8,773,000 | 8,978,000 |
| Total capital | 9,050,000 | 9,288,000 | 9,446,000 | 9,635,000 |
| Risk-weighted assets | 52,791,000 | 55,046,000 | 53,682,000 | 52,343,000 |