Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 65,195,000 | 61,736,000 | 62,319,000 | 66,209,000 |
| Total loans | 46,442,000 | 48,091,000 | 47,651,000 | 50,038,000 |
| Allowance for loan losses | 737,000 | 762,000 | 762,000 | 787,000 |
| Securities available for sale | 2,356,000 | 2,270,000 | 2,021,000 | 2,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,727,000 | 42,489,000 | 43,043,000 | 44,524,000 |
| Interest-bearing deposits | 45,233,000 | 41,937,000 | 42,441,000 | 43,666,000 |
| Noninterest-bearing deposits | 493,000 | 552,000 | 602,000 | 858,000 |
| Equity capital | 7,964,000 | 8,164,000 | 8,378,000 | 8,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,539,000 | 2,336,000 | 3,145,000 |
| Interest expense | 198,000 | 419,000 | 674,000 | 924,000 |
| Net interest income | 548,000 | 1,120,000 | 1,662,000 | 2,221,000 |
| Noninterest income | 32,000 | 87,000 | 158,000 | 227,000 |
| Noninterest expense | 280,000 | 581,000 | 874,000 | 1,220,000 |
| Provision for loan losses | 50,000 | 75,000 | 75,000 | 100,000 |
| Pretax income | 250,000 | 549,000 | 866,000 | 1,123,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 549,000 | 866,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,964,000 | 8,164,000 | 8,378,000 | 8,551,000 |
| Total capital | 8,602,000 | 8,811,000 | 9,026,000 | 9,233,000 |
| Risk-weighted assets | 50,948,000 | 51,671,000 | 51,708,000 | 54,484,000 |