Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 62,946,000 | 62,668,000 | 62,296,000 | 61,044,000 |
| Total loans | 43,855,000 | 46,917,000 | 46,881,000 | 46,965,000 |
| Allowance for loan losses | 662,000 | 686,000 | 686,000 | 687,000 |
| Securities available for sale | 2,231,000 | 2,157,000 | 2,148,000 | 2,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,020,000 | 43,070,000 | 42,086,000 | 41,542,000 |
| Interest-bearing deposits | 38,325,000 | 38,191,000 | 41,635,000 | 40,994,000 |
| Noninterest-bearing deposits | 6,695,000 | 4,879,000 | 451,000 | 548,000 |
| Equity capital | 7,663,000 | 7,826,000 | 7,935,000 | 8,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 737,000 | 1,524,000 | 2,159,000 | 2,953,000 |
| Interest expense | 165,000 | 349,000 | 561,000 | 839,000 |
| Net interest income | 572,000 | 1,175,000 | 1,598,000 | 2,114,000 |
| Noninterest income | 45,000 | 87,000 | 126,000 | 183,000 |
| Noninterest expense | 334,000 | 700,000 | 951,000 | 1,199,000 |
| Provision for loan losses | 50,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 233,000 | 486,000 | 697,000 | 1,023,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 20,000 |
| Net income | 228,000 | 477,000 | 683,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,648,000 | 7,805,000 | 7,919,000 | 8,145,000 |
| Total capital | 8,239,000 | 8,431,000 | 8,554,000 | 8,780,000 |
| Risk-weighted assets | 47,190,000 | 49,998,000 | 50,731,000 | 50,716,000 |