Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,394,000 | 54,093,000 | 58,616,000 | 59,076,000 |
| Total loans | 38,465,000 | 39,711,000 | 41,445,000 | 39,789,000 |
| Allowance for loan losses | 562,000 | 587,000 | 612,000 | 612,000 |
| Securities available for sale | 3,670,000 | 2,775,000 | 2,270,000 | 2,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,081,000 | 37,217,000 | 40,459,000 | 41,320,000 |
| Interest-bearing deposits | 32,208,000 | 31,843,000 | 34,760,000 | 35,190,000 |
| Noninterest-bearing deposits | 6,873,000 | 5,374,000 | 5,699,000 | 6,130,000 |
| Equity capital | 7,329,000 | 7,501,000 | 7,644,000 | 7,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,197,000 | 1,825,000 | 2,439,000 |
| Interest expense | 113,000 | 230,000 | 354,000 | 482,000 |
| Net interest income | 476,000 | 967,000 | 1,471,000 | 1,957,000 |
| Noninterest income | 42,000 | 86,000 | 143,000 | 189,000 |
| Noninterest expense | 279,000 | 554,000 | 850,000 | 1,132,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 50,000 |
| Pretax income | 245,000 | 484,000 | 724,000 | 974,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 19,000 |
| Net income | 240,000 | 474,000 | 709,000 | 955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,315,000 | 7,457,000 | 7,600,000 | 7,754,000 |
| Total capital | 7,832,000 | 7,990,000 | 8,163,000 | 8,302,000 |
| Risk-weighted assets | 41,384,000 | 42,595,000 | 45,032,000 | 43,756,000 |