Call reports 2026
WEST VALLEY NATIONAL BANK — 2026
What WEST VALLEY NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 76,471,000 | 74,287,000 |
| Total loans | 65,441,000 | 65,758,000 |
| Allowance for loan losses | 785,000 | 785,000 |
| Securities available for sale | 5,529,000 | 5,148,000 |
| Securities held to maturity | 361,000 | 335,000 |
| Trading assets | 0 | 0 |
| Total deposits | 68,950,000 | 59,424,000 |
| Interest-bearing deposits | 36,772,000 | 32,249,000 |
| Noninterest-bearing deposits | 32,178,000 | 27,175,000 |
| Equity capital | 6,972,000 | 6,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,148,000 | 2,315,000 |
| Interest expense | 246,000 | 490,000 |
| Net interest income | 902,000 | 1,825,000 |
| Noninterest income | 38,000 | 78,000 |
| Noninterest expense | 1,397,000 | 2,572,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -457,000 | -669,000 |
| Income tax | 0 | 0 |
| Net income | -457,000 | -669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,110,000 | 6,898,000 |
| Total capital | 7,831,000 | 7,610,000 |
| Risk-weighted assets | 57,560,000 | 56,863,000 |