Call reports 2021
WEST VALLEY NATIONAL BANK — 2021
What WEST VALLEY NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 125,377,000 | 116,161,000 | 115,940,000 | 115,221,000 |
| Total loans | 89,483,000 | 76,600,000 | 64,608,000 | 62,065,000 |
| Allowance for loan losses | 806,000 | 806,000 | 794,000 | 797,000 |
| Securities available for sale | 78,000 | 73,000 | 66,000 | 61,000 |
| Securities held to maturity | 2,716,000 | 2,591,000 | 2,497,000 | 2,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,889,000 | 105,856,000 | 96,861,000 | 99,762,000 |
| Interest-bearing deposits | 30,131,000 | 33,352,000 | 22,573,000 | 44,633,000 |
| Noninterest-bearing deposits | 85,758,000 | 72,504,000 | 74,288,000 | 55,129,000 |
| Equity capital | 9,056,000 | 9,755,000 | 10,461,000 | 10,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,103,000 | 3,339,000 | 4,351,000 |
| Interest expense | 31,000 | 58,000 | 95,000 | 132,000 |
| Net interest income | 1,019,000 | 2,045,000 | 3,244,000 | 4,219,000 |
| Noninterest income | 510,000 | 1,190,000 | 1,609,000 | 1,917,000 |
| Noninterest expense | 1,248,000 | 2,353,000 | 3,461,000 | 4,443,000 |
| Provision for loan losses | 24,000 | 24,000 | 128,000 | 78,000 |
| Pretax income | 257,000 | 858,000 | 1,264,000 | 1,615,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 257,000 | 858,000 | 1,264,000 | 1,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,012,000 | 9,714,000 | 10,424,000 | 10,779,000 |
| Total capital | 9,725,000 | 10,408,000 | 11,139,000 | 11,522,000 |
| Risk-weighted assets | 56,909,000 | 55,414,000 | 57,136,000 | 59,392,000 |