Call reports 2017
WEST VALLEY NATIONAL BANK — 2017
What WEST VALLEY NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 56,588,000 | 56,094,000 | 53,340,000 | 47,513,000 |
| Total loans | 35,549,000 | 36,388,000 | 36,268,000 | 36,016,000 |
| Allowance for loan losses | 576,000 | 576,000 | 576,000 | 576,000 |
| Securities available for sale | 203,000 | 195,000 | 184,000 | 171,000 |
| Securities held to maturity | 3,824,000 | 3,663,000 | 3,512,000 | 3,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,963,000 | 50,579,000 | 47,956,000 | 42,503,000 |
| Interest-bearing deposits | 23,488,000 | 23,139,000 | 22,510,000 | 21,925,000 |
| Noninterest-bearing deposits | 27,475,000 | 27,440,000 | 25,446,000 | 20,578,000 |
| Equity capital | 5,516,000 | 5,424,000 | 5,262,000 | 4,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,042,000 | 1,583,000 | 2,166,000 |
| Interest expense | 20,000 | 47,000 | 76,000 | 106,000 |
| Net interest income | 489,000 | 995,000 | 1,507,000 | 2,060,000 |
| Noninterest income | 196,000 | 406,000 | 565,000 | 646,000 |
| Noninterest expense | 747,000 | 1,555,000 | 2,387,000 | 3,379,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -62,000 | -154,000 | -315,000 | -673,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -62,000 | -154,000 | -315,000 | -673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,446,000 | 5,332,000 | 5,172,000 | 4,822,000 |
| Total capital | 5,946,000 | 5,796,000 | 5,657,000 | 5,268,000 |
| Risk-weighted assets | 39,913,000 | 36,982,000 | 38,658,000 | 35,529,000 |