Call reports 2025
EASTERN SAVINGS BANK FEDERAL SAVINGS BANK — 2025
What EASTERN SAVINGS BANK FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 411,148,000 | 414,953,000 | 388,593,000 | 366,521,000 |
| Total loans | 306,373,000 | 311,379,000 | 303,446,000 | 281,268,000 |
| Allowance for loan losses | 3,691,000 | 3,673,000 | 3,370,000 | 3,177,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,371,000 | 23,918,000 | 20,767,000 | 19,798,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,346,000 | 287,388,000 | 256,106,000 | 237,490,000 |
| Interest-bearing deposits | 275,919,000 | 280,008,000 | 251,095,000 | 232,739,000 |
| Noninterest-bearing deposits | 7,427,000 | 7,380,000 | 5,011,000 | 4,751,000 |
| Equity capital | 98,295,000 | 99,434,000 | 103,657,000 | 106,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,294,000 | 14,578,000 | 22,222,000 | 29,147,000 |
| Interest expense | 2,023,000 | 4,038,000 | 6,158,000 | 8,033,000 |
| Net interest income | 5,271,000 | 10,540,000 | 16,064,000 | 21,114,000 |
| Noninterest income | 250,000 | 458,000 | 3,916,000 | 4,162,000 |
| Noninterest expense | 3,638,000 | 7,099,000 | 11,169,000 | 14,297,000 |
| Provision for loan losses | -153,000 | -172,000 | -475,000 | -695,000 |
| Pretax income | 2,093,000 | 4,250,000 | 9,544,000 | 11,961,000 |
| Income tax | 23,000 | 45,000 | 118,000 | 98,000 |
| Net income | 2,070,000 | 4,205,000 | 9,426,000 | 11,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,295,000 | 99,434,000 | 103,657,000 | 106,098,000 |