Call reports 2024
EASTERN SAVINGS BANK FEDERAL SAVINGS BANK — 2024
What EASTERN SAVINGS BANK FEDERAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 383,745,000 | 388,030,000 | 401,005,000 | 406,613,000 |
| Total loans | 294,116,000 | 308,209,000 | 310,505,000 | 307,561,000 |
| Allowance for loan losses | 3,832,000 | 4,005,000 | 4,162,000 | 3,841,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,359,000 | 24,606,000 | 24,931,000 | 24,576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,842,000 | 259,584,000 | 269,382,000 | 276,141,000 |
| Interest-bearing deposits | 252,352,000 | 251,258,000 | 261,260,000 | 267,737,000 |
| Noninterest-bearing deposits | 7,490,000 | 8,326,000 | 8,122,000 | 8,404,000 |
| Equity capital | 96,105,000 | 97,674,000 | 100,080,000 | 99,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,311,000 | 12,875,000 | 20,837,000 | 28,103,000 |
| Interest expense | 1,461,000 | 3,060,000 | 4,870,000 | 6,726,000 |
| Net interest income | 4,850,000 | 9,815,000 | 15,967,000 | 21,377,000 |
| Noninterest income | 162,000 | 232,000 | 582,000 | 772,000 |
| Noninterest expense | 3,770,000 | 7,082,000 | 10,981,000 | 14,894,000 |
| Provision for loan losses | 136,000 | 307,000 | 473,000 | 148,000 |
| Pretax income | 1,301,000 | 2,886,000 | 5,317,000 | 7,449,000 |
| Income tax | 15,000 | 34,000 | 62,000 | 85,000 |
| Net income | 1,286,000 | 2,852,000 | 5,255,000 | 7,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,105,000 | 97,674,000 | 100,080,000 | 99,905,000 |