Call reports 2023
EASTERN SAVINGS BANK FEDERAL SAVINGS BANK — 2023
What EASTERN SAVINGS BANK FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 340,837,000 | 355,791,000 | 353,347,000 | 376,497,000 |
| Total loans | 246,752,000 | 262,055,000 | 267,241,000 | 288,067,000 |
| Allowance for loan losses | 3,335,000 | 3,432,000 | 3,584,000 | 3,704,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 33,587,000 | 32,205,000 | 32,095,000 | 29,366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,746,000 | 236,045,000 | 232,008,000 | 253,240,000 |
| Interest-bearing deposits | 212,015,000 | 228,828,000 | 225,797,000 | 246,514,000 |
| Noninterest-bearing deposits | 6,731,000 | 7,217,000 | 6,211,000 | 6,726,000 |
| Equity capital | 93,430,000 | 92,033,000 | 93,484,000 | 94,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,067,000 | 10,644,000 | 16,608,000 | 23,336,000 |
| Interest expense | 610,000 | 1,455,000 | 2,502,000 | 3,788,000 |
| Net interest income | 4,457,000 | 9,189,000 | 14,106,000 | 19,548,000 |
| Noninterest income | 185,000 | 59,000 | 209,000 | 865,000 |
| Noninterest expense | 3,405,000 | 6,686,000 | 10,058,000 | 13,833,000 |
| Provision for loan losses | 362,000 | 458,000 | 516,000 | 627,000 |
| Pretax income | 1,052,000 | 2,188,000 | 3,650,000 | 5,677,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 1,037,000 | 2,158,000 | 3,605,000 | 5,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,430,000 | 92,033,000 | 93,484,000 | 94,643,000 |