Call reports 2022
EASTERN SAVINGS BANK FEDERAL SAVINGS BANK — 2022
What EASTERN SAVINGS BANK FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 340,416,000 | 339,345,000 | 326,035,000 | 347,273,000 |
| Total loans | 197,932,000 | 197,765,000 | 208,654,000 | 218,843,000 |
| Allowance for loan losses | 2,711,000 | 2,578,000 | 2,682,000 | 2,710,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,950,000 | 23,860,000 | 28,417,000 | 33,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,265,000 | 219,307,000 | 212,646,000 | 229,563,000 |
| Interest-bearing deposits | 214,642,000 | 211,885,000 | 205,464,000 | 221,696,000 |
| Noninterest-bearing deposits | 6,623,000 | 7,422,000 | 7,182,000 | 7,867,000 |
| Equity capital | 89,311,000 | 90,516,000 | 83,984,000 | 88,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,786,000 | 9,288,000 | 13,774,000 | 18,673,000 |
| Interest expense | 273,000 | 531,000 | 871,000 | 1,299,000 |
| Net interest income | 4,513,000 | 8,757,000 | 12,903,000 | 17,374,000 |
| Noninterest income | 172,000 | 374,000 | 568,000 | 984,000 |
| Noninterest expense | 3,167,000 | 6,396,000 | 9,555,000 | 13,351,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 125,000 |
| Pretax income | 1,518,000 | 2,735,000 | 3,816,000 | 4,882,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 75,000 |
| Net income | 1,503,000 | 2,705,000 | 3,771,000 | 4,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,311,000 | 90,516,000 | 83,984,000 | 88,179,000 |