Call reports 2021
EASTERN SAVINGS BANK FEDERAL SAVINGS BANK — 2021
What EASTERN SAVINGS BANK FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 340,259,000 | 340,015,000 | 334,903,000 | 335,179,000 |
| Total loans | 250,227,000 | 237,561,000 | 230,959,000 | 206,422,000 |
| Allowance for loan losses | 3,307,000 | 3,022,000 | 3,024,000 | 2,708,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 16,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,147,000 | 218,772,000 | 216,647,000 | 221,231,000 |
| Interest-bearing deposits | 212,525,000 | 211,326,000 | 211,113,000 | 213,534,000 |
| Noninterest-bearing deposits | 7,622,000 | 7,446,000 | 5,534,000 | 7,697,000 |
| Equity capital | 84,325,000 | 85,463,000 | 86,425,000 | 87,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,618,000 | 9,254,000 | 13,741,000 | 18,554,000 |
| Interest expense | 442,000 | 847,000 | 1,201,000 | 1,511,000 |
| Net interest income | 4,176,000 | 8,407,000 | 12,540,000 | 17,043,000 |
| Noninterest income | 88,000 | 166,000 | 225,000 | 1,409,000 |
| Noninterest expense | 3,514,000 | 6,964,000 | 10,184,000 | 13,933,000 |
| Provision for loan losses | -135,000 | -425,000 | -425,000 | -755,000 |
| Pretax income | 885,000 | 2,034,000 | 3,006,000 | 5,274,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 30,000 |
| Net income | 870,000 | 2,004,000 | 2,961,000 | 5,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,325,000 | 85,463,000 | 86,425,000 | 87,684,000 |
| Total capital | 87,088,000 | 88,103,000 | 88,980,000 | 90,227,000 |
| Risk-weighted assets | 220,245,000 | 210,493,000 | 203,602,000 | 202,705,000 |