Call reports 2020
EASTERN SAVINGS BANK FEDERAL SAVINGS BANK — 2020
What EASTERN SAVINGS BANK FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 315,879,000 | 326,810,000 | 328,698,000 | 339,256,000 |
| Total loans | 237,279,000 | 240,031,000 | 240,871,000 | 249,205,000 |
| Allowance for loan losses | 2,899,000 | 3,244,000 | 3,229,000 | 3,440,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,175,000 | 208,922,000 | 210,979,000 | 219,844,000 |
| Interest-bearing deposits | 192,698,000 | 200,907,000 | 203,744,000 | 211,852,000 |
| Noninterest-bearing deposits | 6,477,000 | 8,015,000 | 7,235,000 | 7,992,000 |
| Equity capital | 81,077,000 | 81,526,000 | 81,683,000 | 83,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,237,000 | 9,867,000 | 14,201,000 | 18,751,000 |
| Interest expense | 622,000 | 1,198,000 | 1,749,000 | 2,242,000 |
| Net interest income | 4,615,000 | 8,669,000 | 12,452,000 | 16,509,000 |
| Noninterest income | 78,000 | 803,000 | 795,000 | 3,019,000 |
| Noninterest expense | 3,708,000 | 7,679,000 | 11,282,000 | 15,054,000 |
| Provision for loan losses | 50,000 | 400,000 | 400,000 | 525,000 |
| Pretax income | 935,000 | 1,393,000 | 1,565,000 | 3,949,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 15,000 |
| Net income | 920,000 | 1,363,000 | 1,520,000 | 3,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,077,000 | 81,526,000 | 81,683,000 | 83,511,000 |
| Total capital | 83,890,000 | 84,316,000 | 84,481,000 | 86,328,000 |
| Risk-weighted assets | 224,821,000 | 222,565,000 | 223,160,000 | 224,455,000 |