Call reports 2019
EASTERN SAVINGS BANK FEDERAL SAVINGS BANK — 2019
What EASTERN SAVINGS BANK FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 321,201,000 | 324,021,000 | 315,659,000 | 316,812,000 |
| Total loans | 233,913,000 | 230,662,000 | 235,653,000 | 237,507,000 |
| Allowance for loan losses | 3,044,000 | 2,881,000 | 2,885,000 | 2,887,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,882,000 | 204,782,000 | 199,793,000 | 200,706,000 |
| Interest-bearing deposits | 200,779,000 | 197,035,000 | 193,126,000 | 194,629,000 |
| Noninterest-bearing deposits | 7,103,000 | 7,747,000 | 6,667,000 | 6,077,000 |
| Equity capital | 78,570,000 | 79,010,000 | 79,522,000 | 80,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,879,000 | 10,779,000 | 15,750,000 | 20,660,000 |
| Interest expense | 643,000 | 1,317,000 | 2,018,000 | 2,691,000 |
| Net interest income | 5,236,000 | 9,462,000 | 13,732,000 | 17,969,000 |
| Noninterest income | -160,000 | -32,000 | 138,000 | 409,000 |
| Noninterest expense | 3,922,000 | 7,987,000 | 11,900,000 | 15,576,000 |
| Provision for loan losses | 0 | -150,000 | -150,000 | -150,000 |
| Pretax income | 1,154,000 | 1,593,000 | 2,120,000 | 2,952,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 0 |
| Net income | 1,139,000 | 1,563,000 | 2,075,000 | 2,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,570,000 | 79,010,000 | 79,522,000 | 80,106,000 |
| Total capital | 81,260,000 | 81,647,000 | 82,274,000 | 82,871,000 |
| Risk-weighted assets | 214,787,000 | 210,714,000 | 220,007,000 | 220,962,000 |