Call reports 2018
EASTERN SAVINGS BANK FEDERAL SAVINGS BANK — 2018
What EASTERN SAVINGS BANK FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 330,950,000 | 329,151,000 | 327,125,000 | 323,768,000 |
| Total loans | 257,651,000 | 257,997,000 | 253,819,000 | 245,137,000 |
| Allowance for loan losses | 3,007,000 | 3,172,000 | 3,143,000 | 3,076,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,559,000 | 219,297,000 | 216,499,000 | 212,034,000 |
| Interest-bearing deposits | 215,844,000 | 212,033,000 | 207,460,000 | 204,783,000 |
| Noninterest-bearing deposits | 6,715,000 | 7,264,000 | 9,039,000 | 7,251,000 |
| Equity capital | 74,302,000 | 75,420,000 | 76,384,000 | 77,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,598,000 | 10,855,000 | 16,186,000 | 21,577,000 |
| Interest expense | 490,000 | 1,047,000 | 1,628,000 | 2,225,000 |
| Net interest income | 5,108,000 | 9,808,000 | 14,558,000 | 19,352,000 |
| Noninterest income | 1,739,000 | 2,137,000 | 2,356,000 | 2,759,000 |
| Noninterest expense | 4,009,000 | 7,817,000 | 11,784,000 | 15,649,000 |
| Provision for loan losses | 280,000 | 450,000 | 475,000 | 525,000 |
| Pretax income | 2,558,000 | 3,678,000 | 4,655,000 | 5,937,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 2,543,000 | 3,648,000 | 4,610,000 | 5,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,302,000 | 75,420,000 | 76,384,000 | 77,360,000 |
| Total capital | 77,186,000 | 78,346,000 | 79,284,000 | 80,183,000 |
| Risk-weighted assets | 230,571,000 | 233,835,000 | 231,654,000 | 225,519,000 |