Call reports 2017
EASTERN SAVINGS BANK FEDERAL SAVINGS BANK — 2017
What EASTERN SAVINGS BANK FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 338,330,000 | 335,677,000 | 319,262,000 | 330,299,000 |
| Total loans | 220,713,000 | 226,349,000 | 246,255,000 | 254,867,000 |
| Allowance for loan losses | 1,889,000 | 1,926,000 | 2,612,000 | 2,828,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,798,000 | 1,798,000 | 1,799,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,110,000 | 233,592,000 | 226,495,000 | 224,124,000 |
| Interest-bearing deposits | 231,383,000 | 226,349,000 | 220,075,000 | 217,222,000 |
| Noninterest-bearing deposits | 6,727,000 | 7,243,000 | 6,420,000 | 6,902,000 |
| Equity capital | 67,669,000 | 69,237,000 | 70,202,000 | 71,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,153,000 | 13,171,000 | 18,773,000 | 24,133,000 |
| Interest expense | 546,000 | 1,082,000 | 1,529,000 | 1,957,000 |
| Net interest income | 6,607,000 | 12,089,000 | 17,244,000 | 22,176,000 |
| Noninterest income | 1,583,000 | 1,832,000 | 2,474,000 | 3,588,000 |
| Noninterest expense | 4,438,000 | 8,457,000 | 12,452,000 | 16,276,000 |
| Provision for loan losses | 200,000 | 325,000 | 1,135,000 | 1,635,000 |
| Pretax income | 3,552,000 | 5,139,000 | 6,131,000 | 7,853,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 65,000 |
| Net income | 3,522,000 | 5,079,000 | 6,041,000 | 7,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,669,000 | 69,237,000 | 70,202,000 | 71,659,000 |
| Total capital | 69,360,000 | 71,163,000 | 72,814,000 | 74,487,000 |
| Risk-weighted assets | 185,286,000 | 229,673,000 | 235,443,000 | 233,433,000 |