Call reports 2025
FIRST AMERICAN BANK AND TRUST COMPANY — 2025
What FIRST AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 879,178,000 | 912,365,000 | 863,947,000 | 853,218,000 |
| Total loans | 612,412,000 | 636,441,000 | 646,012,000 | 665,232,000 |
| Allowance for loan losses | 7,175,000 | 7,583,000 | 7,585,000 | 7,601,000 |
| Securities available for sale | 143,210,000 | 144,621,000 | 137,321,000 | 137,287,000 |
| Securities held to maturity | 4,980,000 | 4,980,000 | 4,230,000 | 4,230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 725,625,000 | 729,177,000 | 737,869,000 | 720,699,000 |
| Interest-bearing deposits | 498,242,000 | 496,142,000 | 501,099,000 | 511,545,000 |
| Noninterest-bearing deposits | 227,383,000 | 233,035,000 | 236,770,000 | 209,154,000 |
| Equity capital | 102,864,000 | 106,572,000 | 109,159,000 | 112,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,162,000 | 21,239,000 | 32,689,000 | 44,259,000 |
| Interest expense | 1,685,000 | 3,631,000 | 5,544,000 | 7,379,000 |
| Net interest income | 8,477,000 | 17,608,000 | 27,145,000 | 36,880,000 |
| Noninterest income | 1,388,000 | 3,596,000 | 5,301,000 | 6,934,000 |
| Noninterest expense | 5,244,000 | 10,635,000 | 16,135,000 | 21,732,000 |
| Provision for loan losses | 18,000 | 426,000 | 427,000 | 444,000 |
| Pretax income | 4,519,000 | 10,365,000 | 16,005,000 | 21,674,000 |
| Income tax | 990,000 | 2,124,000 | 3,372,000 | 4,366,000 |
| Net income | 3,529,000 | 8,241,000 | 12,633,000 | 17,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,181,000 | 108,743,000 | 109,925,000 | 113,284,000 |
| Total capital | 112,719,000 | 116,491,000 | 117,825,000 | 121,424,000 |
| Risk-weighted assets | 602,081,000 | 619,037,000 | 631,270,000 | 650,587,000 |