Call reports 2023
FIRST AMERICAN BANK AND TRUST COMPANY — 2023
What FIRST AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 911,637,000 | 916,515,000 | 855,146,000 | 834,002,000 |
| Total loans | 524,109,000 | 531,941,000 | 541,782,000 | 567,829,000 |
| Allowance for loan losses | 6,971,000 | 6,971,000 | 6,971,000 | 6,189,000 |
| Securities available for sale | 192,453,000 | 185,092,000 | 180,498,000 | 153,842,000 |
| Securities held to maturity | 85,735,000 | 85,735,000 | 80,728,000 | 65,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 788,046,000 | 759,391,000 | 748,509,000 | 699,963,000 |
| Interest-bearing deposits | 551,930,000 | 516,556,000 | 505,462,000 | 481,724,000 |
| Noninterest-bearing deposits | 236,116,000 | 242,835,000 | 243,047,000 | 218,239,000 |
| Equity capital | 81,671,000 | 82,210,000 | 84,428,000 | 88,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,250,000 | 16,983,000 | 26,082,000 | 35,522,000 |
| Interest expense | 1,490,000 | 3,127,000 | 4,806,000 | 6,645,000 |
| Net interest income | 6,760,000 | 13,856,000 | 21,276,000 | 28,877,000 |
| Noninterest income | 1,427,000 | 2,864,000 | 4,293,000 | 5,587,000 |
| Noninterest expense | 4,400,000 | 9,092,000 | 13,662,000 | 18,381,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,787,000 | 7,628,000 | 11,907,000 | 15,572,000 |
| Income tax | 683,000 | 1,490,000 | 2,454,000 | 3,213,000 |
| Net income | 3,104,000 | 6,138,000 | 9,453,000 | 12,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,844,000 | 88,563,000 | 91,729,000 | 93,156,000 |
| Total capital | 93,339,000 | 95,260,000 | 98,486,000 | 100,097,000 |
| Risk-weighted assets | 519,118,000 | 535,450,000 | 540,363,000 | 555,160,000 |