Call reports 2022
FIRST AMERICAN BANK AND TRUST COMPANY — 2022
What FIRST AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 921,320,000 | 965,615,000 | 961,176,000 | 870,953,000 |
| Total loans | 450,816,000 | 476,999,000 | 511,176,000 | 508,280,000 |
| Allowance for loan losses | 7,972,000 | 6,972,000 | 6,972,000 | 6,971,000 |
| Securities available for sale | 69,346,000 | 116,649,000 | 151,970,000 | 175,825,000 |
| Securities held to maturity | 88,772,000 | 88,763,000 | 88,754,000 | 88,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 804,194,000 | 818,853,000 | 834,770,000 | 781,198,000 |
| Interest-bearing deposits | 551,899,000 | 574,642,000 | 595,204,000 | 561,085,000 |
| Noninterest-bearing deposits | 252,295,000 | 244,211,000 | 239,566,000 | 220,113,000 |
| Equity capital | 74,799,000 | 75,672,000 | 77,625,000 | 77,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,316,000 | 11,610,000 | 19,036,000 | 27,280,000 |
| Interest expense | 212,000 | 498,000 | 1,066,000 | 2,128,000 |
| Net interest income | 5,104,000 | 11,112,000 | 17,970,000 | 25,152,000 |
| Noninterest income | 1,792,000 | 3,569,000 | 5,692,000 | 7,080,000 |
| Noninterest expense | 4,371,000 | 8,552,000 | 13,210,000 | 17,799,000 |
| Provision for loan losses | 0 | -1,000,000 | -1,000,000 | -1,000,000 |
| Pretax income | 2,525,000 | 7,129,000 | 11,452,000 | 15,424,000 |
| Income tax | 550,000 | 1,586,000 | 2,360,000 | 3,425,000 |
| Net income | 1,975,000 | 5,543,000 | 9,092,000 | 11,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,696,000 | 80,197,000 | 83,746,000 | 83,841,000 |
| Total capital | 83,327,000 | 86,074,000 | 90,047,000 | 90,144,000 |
| Risk-weighted assets | 448,122,000 | 469,041,000 | 503,425,000 | 503,606,000 |