Call reports 2021
FIRST AMERICAN BANK AND TRUST COMPANY — 2021
What FIRST AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 799,997,000 | 853,430,000 | 865,222,000 | 867,160,000 |
| Total loans | 430,636,000 | 428,862,000 | 404,801,000 | 431,553,000 |
| Allowance for loan losses | 7,678,000 | 7,720,000 | 7,910,000 | 7,972,000 |
| Securities available for sale | 85,920,000 | 112,107,000 | 117,265,000 | 82,750,000 |
| Securities held to maturity | 2,950,000 | 4,450,000 | 5,200,000 | 5,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 671,773,000 | 700,095,000 | 728,782,000 | 765,549,000 |
| Interest-bearing deposits | 457,794,000 | 470,987,000 | 491,486,000 | 528,733,000 |
| Noninterest-bearing deposits | 213,979,000 | 229,108,000 | 237,296,000 | 236,816,000 |
| Equity capital | 69,628,000 | 70,691,000 | 73,013,000 | 74,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,178,000 | 10,250,000 | 16,248,000 | 21,093,000 |
| Interest expense | 237,000 | 468,000 | 698,000 | 913,000 |
| Net interest income | 4,941,000 | 9,782,000 | 15,550,000 | 20,180,000 |
| Noninterest income | 2,391,000 | 4,500,000 | 6,606,000 | 8,495,000 |
| Noninterest expense | 4,493,000 | 9,088,000 | 13,861,000 | 18,410,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 2,779,000 | 5,074,000 | 8,100,000 | 10,010,000 |
| Income tax | 628,000 | 1,122,000 | 1,812,000 | 2,170,000 |
| Net income | 2,151,000 | 3,952,000 | 6,288,000 | 7,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,015,000 | 70,833,000 | 73,170,000 | 75,721,000 |
| Total capital | 74,905,000 | 75,834,000 | 78,232,000 | 81,144,000 |
| Risk-weighted assets | 388,445,000 | 397,322,000 | 402,107,000 | 431,325,000 |