Call reports 2020
FIRST AMERICAN BANK AND TRUST COMPANY — 2020
What FIRST AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 578,941,000 | 664,713,000 | 712,554,000 | 697,107,000 |
| Total loans | 381,498,000 | 426,001,000 | 443,082,000 | 416,127,000 |
| Allowance for loan losses | 5,788,000 | 7,449,000 | 7,536,000 | 7,616,000 |
| Securities available for sale | 61,493,000 | 93,212,000 | 119,870,000 | 91,863,000 |
| Securities held to maturity | 1,500,000 | 2,250,000 | 2,250,000 | 2,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,974,000 | 552,272,000 | 595,082,000 | 602,916,000 |
| Interest-bearing deposits | 354,211,000 | 373,418,000 | 411,042,000 | 416,339,000 |
| Noninterest-bearing deposits | 122,763,000 | 178,854,000 | 184,040,000 | 186,577,000 |
| Equity capital | 65,574,000 | 65,263,000 | 67,106,000 | 68,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,227,000 | 10,329,000 | 15,563,000 | 21,057,000 |
| Interest expense | 528,000 | 801,000 | 1,058,000 | 1,308,000 |
| Net interest income | 4,699,000 | 9,528,000 | 14,505,000 | 19,749,000 |
| Noninterest income | 1,760,000 | 3,600,000 | 5,504,000 | 7,833,000 |
| Noninterest expense | 3,847,000 | 8,082,000 | 12,419,000 | 17,410,000 |
| Provision for loan losses | 75,000 | 1,650,000 | 1,725,000 | 1,800,000 |
| Pretax income | 2,863,000 | 3,922,000 | 6,391,000 | 8,898,000 |
| Income tax | 558,000 | 733,000 | 1,298,000 | 1,849,000 |
| Net income | 2,305,000 | 3,189,000 | 5,093,000 | 7,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,398,000 | 65,089,000 | 66,874,000 | 67,864,000 |
| Total capital | 70,134,000 | 69,759,000 | 71,681,000 | 72,662,000 |
| Risk-weighted assets | 377,821,000 | 370,831,000 | 381,863,000 | 381,008,000 |