Call reports 2019
FIRST AMERICAN BANK AND TRUST COMPANY — 2019
What FIRST AMERICAN BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 545,021,000 | 562,023,000 | 554,611,000 | 551,508,000 |
| Total loans | 360,602,000 | 365,696,000 | 371,067,000 | 362,520,000 |
| Allowance for loan losses | 5,087,000 | 5,171,000 | 5,622,000 | 5,700,000 |
| Securities available for sale | 66,352,000 | 61,813,000 | 69,363,000 | 81,104,000 |
| Securities held to maturity | 0 | 0 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,071,000 | 464,287,000 | 468,794,000 | 460,367,000 |
| Interest-bearing deposits | 330,625,000 | 334,116,000 | 337,791,000 | 341,181,000 |
| Noninterest-bearing deposits | 122,446,000 | 130,171,000 | 131,003,000 | 119,186,000 |
| Equity capital | 58,956,000 | 59,988,000 | 62,283,000 | 63,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,421,000 | 10,979,000 | 16,830,000 | 22,293,000 |
| Interest expense | 752,000 | 1,536,000 | 2,258,000 | 2,892,000 |
| Net interest income | 4,669,000 | 9,443,000 | 14,572,000 | 19,401,000 |
| Noninterest income | 1,391,000 | 2,777,000 | 4,606,000 | 6,308,000 |
| Noninterest expense | 3,683,000 | 7,607,000 | 11,607,000 | 15,853,000 |
| Provision for loan losses | 227,000 | 302,000 | 377,000 | 482,000 |
| Pretax income | 2,150,000 | 4,323,000 | 7,206,000 | 9,386,000 |
| Income tax | 458,000 | 913,000 | 1,539,000 | 2,081,000 |
| Net income | 1,692,000 | 3,410,000 | 5,667,000 | 7,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,588,000 | 60,170,000 | 62,427,000 | 63,093,000 |
| Total capital | 64,076,000 | 64,695,000 | 67,062,000 | 67,657,000 |
| Risk-weighted assets | 358,467,000 | 361,392,000 | 369,801,000 | 364,017,000 |